I'm Clayton Carpenter

Data Scientist professional with experience in the Banking and Payments industries.

Work Experience

Research and Reporting Supervisor
Navy Federal Credit Union
Specialized Mortgage Risk Management
April 2020 - Current

Adopted Power BI as primary data analytics tool. Set up a Power BI server to host dashboards and established data connections

Developed and maintained SQL queries to pull database reports

Championed automation initiatives to streamline reporting, implemented python scripting for routine tasks

Trained employees on the usage of Python and  Jupyter Notebooks

Developed and managed several reports to identify potential misrepresentation and fraud in mortgage applications

Developed and enhanced Quality Control reports to give Management actionable metrics on performance

Performed automation of legacy reports by implementing and leveraging new technologies

Compiled data for executive summaries, and provided ongoing business statistics to Management

Responded to ad-hoc data requests by pulling requested data and creating charts and graphs to assist Management in visualizing the underlying data

Data Analysis/Risk Management
Financial Institution Examiner
Ohio Department of Commerce
Division of Financial Institutions
May 2016 - April 2020

Performed data mining on large transaction databases to detect suspicious activity and money laundering

Validated risk-scoring models to esure customer activity was clustered and suspicious activity was flagged appropriately

Acted as the Examiner-in-charge of regulatory examinations and produced the Report of Examination detailing all relevant findings of public and private companies

Assessed compliance with state and federal laws and regulations, including, but not limited to, the BSA/PATRIOT act, CFPB rules and regulations, and the Ohio Revised Code

Assessed Information Technology controls and the effectiveness of Disaster Recovery and Business Continuity Plans

Performed audits of financial statements and the general ledger

Presented findings to senior management at examination exit meetings

 
Regulation/Compliance