I'm Clayton Carpenter
Data Scientist professional with experience in the Banking and Payments industries.
Work Experience
Navy Federal Credit Union
Specialized Mortgage Risk Management
Adopted Power BI as primary data analytics tool. Set up a Power BI server to host dashboards and established data connections
Developed and maintained SQL queries to pull database reports
Championed automation initiatives to streamline reporting, implemented python scripting for routine tasks
Trained employees on the usage of Python and Jupyter Notebooks
Developed and managed several reports to identify potential misrepresentation and fraud in mortgage applications
Developed and enhanced Quality Control reports to give Management actionable metrics on performance
Performed automation of legacy reports by implementing and leveraging new technologies
Compiled data for executive summaries, and provided ongoing business statistics to Management
Responded to ad-hoc data requests by pulling requested data and creating charts and graphs to assist Management in visualizing the underlying data
Ohio Department of Commerce
Division of Financial Institutions
Performed data mining on large transaction databases to detect suspicious activity and money laundering
Validated risk-scoring models to esure customer activity was clustered and suspicious activity was flagged appropriately
Acted as the Examiner-in-charge of regulatory examinations and produced the Report of Examination detailing all relevant findings of public and private companies
Assessed compliance with state and federal laws and regulations, including, but not limited to, the BSA/PATRIOT act, CFPB rules and regulations, and the Ohio Revised Code
Assessed Information Technology controls and the effectiveness of Disaster Recovery and Business Continuity Plans
Performed audits of financial statements and the general ledger
Presented findings to senior management at examination exit meetings